If you die in retirement, a lump sum death grant may be payable, depending upon how long you have been on pension and if you are under age 75 at the date of death. The amount payable depends on the date you retired.
- If you retired on or before 31 March 2008
The retirement pension is guaranteed for 5 years. This means that the death grant payable will be calculated as 5 years’ pension less the amount of pension already paid. If you have been on pension for more than 5 years at the date of your death, there will be no lump sum death grant payable.
- If you retired on or after 1 April 2008
The retirement pension is guaranteed for 10 years. This means that the death grant payable will be calculated as 10 years’ pension less the amount of pension already paid. If you have been on pension for more than 10 years at the date of your death, there will be no lump sum death grant payable.
Death Grant Expression of Wish Form
The LGPS allows you to say, that in the event of your death, who you would like any death grant payable to, by completing a Death Grant Expression of Wish Form.
The Death Grant Expression of Wish Form allows you to nominate one or more person or organisation to receive the Death Grant.
In the event of your death, the CCS Pension Fund will be guided by any nomination, however retains the absolute discretion to decide to whom and in what proportions any lump sum death grant payable under the LGPS regulations should be paid.
If you wish to update your Death Grant Expression of Wish, please click here for the appropriate form. You should make sure you complete the correct form, depending on your date of leaving.
